MAKING QUALITY 4X4 & CAMPING ACCESSORIES MORE AFFORDABLE
MAKING QUALITY 4X4 & CAMPING ACCESSORIES MORE AFFORDABLE
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Finance Options

Flexible payments for real adventures

Finance Options at OCAM 4x4 Accessories

Build your rig now, pay it off your way. Choose from Afterpay, Zip and Handypay — available online and in-store for approved customers.

Shop Now See Finance Options Below
Fast approvals No paperwork in-store Secured checkout Australian customer support

 




 

Pay-in-4


Split eligible purchases into four equal fortnightly payments. No interest. Late fees may apply. Available to approved Australian customers.

  • Great for smaller carts & quick installs
  • Instant decision at checkout
  • Manage payments in the Afterpay app
Use Afterpay at CheckoutOnline & In-Store

Zip Pay / Zip Money


Flexible interest-free options for everyday buys or bigger builds (to approved limits). Minimum repayments required. T&Cs and fees may apply.

  • Choose weekly, fortnightly or monthly
  • Great for medium to larger upgrades
  • Manage it all in the Zip app
Apply with ZipOnline & In-Store

 

Longer Terms


Simple, transparent payment plans for bigger 4x4 projects. Fixed repayments over set terms for approved applicants. T&Cs, fees & lending criteria apply.

  • Ideal for full fit-outs and premium gear
  • Fast online application
  • Clear schedules & no surprises
Apply with HandypayOnline & In-Store


OCAM has an arrangement with OurMoneyMarket Lending Pty Ltd ABN 64 605 231 669 Australian Credit Licence 488228 trading as ‘Handypay’ under which OCAM may refer customers to Handypay for finance.  All loan applications are subject to Handypay’s credit assessment and eligibility criteria, and fees and charges and terms and conditions apply. Refer to the Handypay website for more information about Handypay's loan products. including the Target Market Determinations.

How it works

1
Add your gear. Roof rack, canopy, tent & awning, bull bar — build the cart that suits your adventure.
2
Pick a payment option:
For Afterpay, choose at Checkout. 
For Zip, choose at Checkout if you have have an account. Or apply above. 
For Handypay, Click on Apply above.
3
Quick approval. Most customers get a fast decision. If approved, you’ll see your schedule before you confirm.
4
Roll out. Gear ships fast or book your fitment — and manage repayments in your chosen app or portal.

 


Eligibility & what you’ll need

  • 18+ and an Australian resident
  • Valid ID and an Australian mobile number
  • Debit/credit card and a suitable income source
  • Meets the provider’s lending criteria


FAQs

Can I use these options in-store?
Yes — we can process Afterpay, Zip and Handypay in-store for approved customers. Just bring your phone and ID.
Does using finance delay my order?
Orders are released once your payment/approval is confirmed. Most approvals are fast, so fulfilment times stay quick.
Are there any fees?
Fees, limits and schedules are set by each provider and shown during your application or at checkout. We always show you the total before you confirm.
Can I change or pay off early?
Many plans let you make extra repayments. Check your provider’s app/portal for options and any fee info.
Start Shopping Talk to the OCAM Team

 

Prefer a quote first? We’ll break it down and help choose the best option for your build.

OCAM 4x4 Accessories Pty Ltd acts as a merchant. Finance is provided by the respective providers and is subject to their terms & conditions, fees and lending criteria. Availability may vary by product and location. Information on this page is general in nature and does not take your personal circumstances into account. Consider whether the product is right for you before applying.